#040 - Q&A edition...delaying Social Security, when to start a pension, RMDs on inherited IRAs, where to save cash and MORE!

Retirement Planning Education, with Andy Panko

Andy Panko

Annuities, Taxes, Ira, Retirement Planning, Social Security, Roth Ira, 401k, Pension, Investing, Financial Planning, Roth Conversion, Tax Planning, Education

2.4 • 671 Ratings

🗓️ 15 September 2022

⏱️ 39 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Listener Q&A where Andy answers questions about: How to calculate the increase to Social Security for delaying the start of benefits, or the decrease for starting benefits earlyWhat to consider with regards to when to start receiving a pensionWhat Required Minimum Distributions ("RMDs") are necessary when inheriting an IRA from someone who inherited it from its original ownerHow bullet ETFs are taxedTaking just spousal benefits while letting your own Social Security benefit growThe option...

Transcript

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0:00.0	We got another Q&A edition where I'll be discussing the math behind how Social Security
0:04.2	payments can increase or decrease depending when you take it, when to start traditional
0:08.1	pension payments, required minimum distribution rules for inherited IRAs, and options to save
0:13.8	some cash for a few years in this, the 40th episode of the Retirement Planning Education
0:17.8	podcast.
0:22.2	Welcome to the Retirement Planning Education Podcast. Welcome to the Retirement Planning Education Podcast,
0:24.9	where you can learn all about IRAs and Roth IRAs,
0:28.4	employer retirement plans, taxes, social security, Medicare,
0:32.4	portfolio withdrawal strategies, annuities, estate planning, and much more.
0:37.1	And now here's your host, Andy Panko.
0:39.7	All righty, welcome back, everyone. We got another Q&A question and answer edition of the podcast.
0:46.3	These are always fun. Thank you in advance to everyone who sent in questions. We have one
0:51.3	voice question today. Those always tickle my fancy. That'll be a fun one.
0:56.3	So I got a list lined up. We'll see how many we can get through. I'll try to keep this thing
1:00.1	to approximately 30 minutes, slightly more. So the questions I don't get to, we'll just bump to next
1:06.1	time. Again, for those of you who are not familiar with this format of these Q&A episodes, if you'd like to submit a question, you can do so by emailing me at Andy Panko.com.
1:16.8	I'm sorry, Andy Panko at gmail.com.
1:19.5	Brownie Points, if you send me a recording, a voice recording of your question in some sort of audio format file where I'll actually play it in this episode.
1:29.3	As you'll see today, we have a question from Tom from Texas here.
1:32.4	So super cool if you can send an audio one.
1:33.9	If not, email is completely fine.
1:35.7	And I try to do one of these Q&A is once a month typically.
	...

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