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It's my pleasure to welcome you here to the Clark Howard Show.

You know, our missions to serve you with advice and information that empowers you so that you make better financial decisions in your life.

Coming up later, time shares are hot again.

And I want to tell you what you got to know before you get word

in to that contract. Right now I'm going to talk about things that you and I ignore.

This is going to be weird, but I'm going to draw the analogy of spring cleaning.

In our family, we literally do spring cleaning.

We use this as a time where we go through stuff that we used through the cold weather time a year

and stuff more important. We never used through the season

and we get rid of it. If it's things we think we can sell, we sell. The things we think we should

donate, we donate. And my wife just sent me to UPS with a 17-pound box of clothes.

She's put for sale with a used clothing seller.

And it was funny, the guy at the UPS store and I were laughing

because the box was so big, we were sure it was a lot heavier than 17 pounds. But this is something we do. But you know what

we don't do? Maybe you never do spring cleaning. But you know what we don't do is we don't go

through our bills that I'm always talking about you doing and seeing what you're paying for that you don't even

...