I'm so glad you're with us on the Clark Howard Show where our mission is to serve you

with advice and information that empowers you so you make better financial decisions in your life.

In today's episode, you may save and save, but you never feel like you have enough.

What does it take for you to feel good about your finances? Later, so many scamsters out there,

taking advantage of people right now who are searching for jobs. There's something I want you to know about how easy it is today

to get scammed by fake job listings. Talk about kicking people while they're down looking for a new

job when they need one. So opposite extreme here, in the United States, we have the largest number of people

that are in the mass affluent category we've ever had. Incomes used to not be as widely skewed in

the U.S. as they are now. And we're in a position now where roughly 30% of

Americans are doing, when you look at the income side, doing really, really well. And this is going to

sound tone deaf to people that are struggling just to pay basic bills every day. But I want

to address people who are earning what is a really good amount of money from a paycheck or

owning their own business or however it is they earn their money. At the same time, for people who are, if I'm talking to you, you're one of the people who's

making what seems like it would be a great amount of money.

And you feel insecure.

You feel like I'm not getting anywhere.

What is that about?

There's a thing about our culture that has only been magnified by the impact and influence of social media

that Americans feel like even when they're making a lot more money, that they're actually, is going to sound

weird to somebody who really is struggling, but they feel like they're struggling financially.

And part of it is illusion and part of it's real. So I want to drill down to you as an individual

wherever you are on the income scale. Once you've reached the

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