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The Clark Howard Podcast

04.14.26 Ask An Advisor With Wes Moss

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.65.2K Ratings

🗓️ 14 April 2026

⏱️ 36 minutes

🧾️ Download transcript

Summary

How To Find (and Afford) Your Dream Home in Retirement Deciding where to spend your retirement is one of the most significant transitions you’ll ever make, but it requires a systematic approach to get it right. Whether you plan to stay in your current home or relocate to a new destination, your environment directly impacts your long-term happiness. In this episode, Wes Moss shares tips to find – and afford – your dream community in retirement. Many retirees face the "housing overlap headache," where you find your new home in five minutes, but it takes five months to sell your old one. If you don't want to carry a mortgage or trigger a "tax tsunami," Wes breaks down a strategy that can help.Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 14, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Welcome to Ask an Advisor. I'm Krista Dibias here with West Moss.

0:09.2

I'm Wes Moss. Thank you for joining us today. We talk a lot on this show about obviously

0:14.8

retirement, preparing for your retirement. That's what, you know, I'm the Clark Howard show as well.

0:19.7

So many people were teaching them to save more, spend less, and avoid rip-offs.

0:24.5

And then, West, you've dedicated from what I know, and I've seen your entire career to

0:29.2

educating and helping people prepare and build their wealth over time so they can enjoy

0:34.7

not just retirement, but a happy retirement.

0:37.8

Which is a huge part of the research I've done over the last call a decade and a half.

0:42.7

And just finished writing, which will come out later this year, the Retire Sooner Method.

0:47.3

Retire Sooner Method.

0:49.3

But the subtitle is super important too, which is the five secrets behind America's happiest and unhappiest

0:58.1

retirees, which is very much research-based. And what I wanted to talk about today is a kind of a two-part

1:04.4

idea. I don't know if we've talked about this before, but where are you going to live in retirement?

1:10.3

Where you live is so important anytime in your life, it really does contribute to your

1:16.2

happiness, your environment around you. At least for me, I feel like it's very important.

1:20.0

It's not necessarily a specific place, but having an environment that feels comfortable

1:24.5

to me. Some people like, you know, a different type of

1:28.4

topography. They want to be in the mountains or by the sea. Some people just feel like I want a home

1:33.0

that feels just comfy to me. Maybe I can look out and see some grass, whatever. And I know in

1:37.8

retirement, you really have to think a lot. It's even more complicated to figure that out and then how

1:42.9

you're going to pay for it. So I'm glad you're addressing this.

1:45.9

Yeah.

...

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