I'm so glad you're here with us on the Clark Howard Show.

You know, our mission is to serve you with advice and information that empowers you so you make better financial decisions in your life.

And happy Friday, Krista, because it's time for my favorite segment of the week. Clark

Stinks. On a less happy note, we're going to end our Friday podcast talking about the frozen job

market. I'm going to explain what that means and why we all need to be beefing up

our finances right now. But speaking of right now, it's time for Clark Stinks.

I should have never encouraged you to speak. You must think I'm pretty stupid.

You should be ashamed of yourself. Well, maybe I'm wrong. Maybe I'm wrong. Maybe you're right, pal. Hey, Clark.

I still love you, but I think you missed the boat on a few points when someone asked today what the best credit card would be when purchasing $40,000 in airline tickets for a dream vacation. He mentioned he already had the

Chase Sapphire preferred card. You correctly suggested he should utilize a sign-up bonus. You mentioned

the Chase Reserve, but you cannot get the sign-up bonus on the Chase Reserve if you already have an

active Chase preferred card. In addition, if I were in his position, I would sign up for multiple

cards to get multiple sign-up bonuses. This is a great opportunity to earn substantial points.

He could sign up for two cards, and his wife, for instance, could sign up for two cards,

and they could split the $40,000 into four purchases, putting 10 can each card to maximize the points.

This would probably net him 300,000 points just for the signups alone.

Love you in the show and you'll be happy to know one of my cats is named Costco, Linda.

Linda, thank you.

You know, right now, Linda, we have our dog named Kirkland's signature,

and we used to have a Costco wholesale who's passed on,

and Lane says, we should maybe make our next dog, again, Costco wholesale.

See, how cute would that be if we had Costco wholesale and Kirkland's signature

...