This episode is brought to you by Krakhan.

Crypto is like finance, but different.

It doesn't care when you invest, trade or save, do it on weekends,

or at 5 a.m.

Or on Christmas Day, at 5 a.m. or on Christmas day at 5 a.m.

crypto is finance for everyone, everywhere all the time.

Visit crackin.com slash see what crypto can be to learn more

don't invest unless you're prepared to lose all the money you invest

this is a high-risk investment and you should not expect to be protected if something goes wrong

The things kids do way sitting too close to the TV, dodging homework, reading with one eyes shut like a pirate.

But those are signs that perhaps you should pop into spec savers and get their eyes tested. Book your kids an appointment at spec savers today for a free eye test and free glasses.

Sadly there's nothing we can do about the nose picking, losing just one sock, saying why,

saying why again and again.

Free kids glasses with under 16 NHS optical voucher,

kids 65 pounds and teens 90 pound glasses only.

See online or in store for details. It's great to have you here on the Clark Howard Show. You know, our mission is to serve you with advice and information and guidance that empowers you to make better financial decisions in your life.

You know, during the pandemic, it even became a phrase, the pandemic puppy. A lot of people were lonely, they a and the adoption places were really short of dogs during COVID.

Now that whole thing has reversed and a lot of the owners are feeling

pinched financially or their lives have changed.

I want to talk about the implications of that.

And later, I want to share with you some of the common tech scams that are being used today to steal your money.

There are many different wrinkles to the scams, but there are some common themes that you need to know and be aware of.

...