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Welcome back to Ask an Advisor, where we go deeper on all things investing.

I'm Krista Dibias here with the Wes Moss.

Hi, Krista.

Great to be with you again, Wes.

Very much looking forward to today's show.

I understand you're going to talk about, first of all, can we withdraw 5% a year from our retirement accounts?

5%?

People are like no way listening right now.

We're going to talk about that.

And then also what happens one year after we have a market correction?

We got our first official correction of 2025, down 10%.

And the question is, where do we go from here?

Historically, what do markets look like?

And I have a lot of questions for you. If you want to ask a question to either Wes or Clark,

you can go to clark.com slash ask, and Clark will be back tomorrow with a brand new show.

So let's go ahead and start with that 5% rule. It's really, it's a financial heresy. Five percent. That's a crazy number.

And this is the great debate within financial planning. And we'll never know the exact number today,

because we don't know what the world's going to throw at us. We don't know how long we're going to

live. We don't know what our rate of return will be over the course of our retirement or at any point in any period of time,

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