Hello, Wine Abbers, my name is Jesse Meekham and this is Podcast Number 36 for you need a budget

where we teach you four rules to help you stop living paycheck to pay check and get out of, and save more money faster.

One of the ways to get out of debt and save more money faster and stop living paycheck to

paycheck is to upgrade to YNAB 4, which comes out tomorrow and man am I happy to finally be able to say it I've kept it under

wraps we've tried so hard to keep it a secret we've been really coy we haven't

been really upfront with people they say been really up front with people.

They say, are you working on Cloud sync?

We'd say, yes, they'd say, when is it coming out?

We'd say, we can't say.

We don't give public timelines.

I never will give a public timeline.

I had a horrible experience when we gave a public deadline for Wineb 3 and about worked

ourselves into the ground and me into bankruptcy.

So never again on a public deadline, but Wineb 4 comes out tomorrow, which is a public deadline. The reason I'm comfortable

saying that is because it's pretty much ready. We're just tying up loose ends, not even

with the code, but more just with explaining things to people. It's going to be awesome. It has great new features.

We've got Cloud Cink. It's an algorithm that is basically Taylor, our lead developer, his career Crown Jewel at the moment, I don't think it's

the crown jewel of his career for the rest of his life, but up until now, and it's just awesome,

it's brilliant. It will make you think it was super simple because from a customer standpoint, it really is. It just works.

People do weird things and delete an account while someone else is adding a transaction to an account

and it just works. Or they delete a master category when someone else has just moved

a bunch of subcategories into that master category and then

...