03.11.26 Retirees Returning to Work / Medical Privacy Warning

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.6 • 5.2K Ratings

🗓️ 11 March 2026

⏱️ 25 minutes

🔗️ Recording | iTunes | RSS

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Summary

Today - The growing "unretirement" trend reveals that nearly half of retirees who return to the workforce do so out of financial necessity rather than choice. Clark shares several considerations and strategies for retirement planning. Later - you may have seen ads for online memberships for medical tests that will give you insights into your health. But will your information be protected? How important is medical privacy to your financial life? Because federal and state laws are often silent on these specific privacy standards, Clark suggests a unique, cautious approach. Unretirement: Segment 1 Ask Clark: Segment 2 Medical Privacy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Retirement on Pause: High Costs Push Older Americans Back to Work Age Americans Actually Retire (It’s Earlier Than They Plan) How To Find and Choose a Financial Advisor ETFs vs Mutual Funds: What’s the Difference and When Does It Matter? Fidelity Investments Review: Pros & Cons Popular online lab tests may not be covered by HIPAA protections Subscription Services: Why Canceling Is So Hard (and a Solution) How To Get a Gym Membership for Practically Free - Clark Howard Why You Do Not Want To Get a Big Tax Refund Check - Clark Howard Best 529 College Savings Plans By State When You Should (and Shouldn’t) Use a 529 Plan Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:13.0	It's a new workday.
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0:22.6	They think they're better than us.
0:23.6	Who do you think you are?
0:24.9	I'm going to prove to them that they're wrong.
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0:28.1	You destroyed my family.
0:29.5	I will not rest until I've destroyed yours.
0:32.1	A woman of substance on Channel 4 starts tonight at 9.
0:39.9	I'm so glad you're with us here on the Clark Howard show.
0:43.3	You know, our mission is to serve you with advice and information that empowers you
0:48.1	to make better financial decisions in your life.
0:52.4	Today, I'm going to begin with something about planning for retirement.
0:57.6	If you're somebody who wants to retire early, if that's your goal, what do you got to worry about?
1:04.5	What do you have to think about? You've got some things I want you to consider.
1:08.8	And later, you've probably seen ads online and other places
1:15.0	for memberships, online memberships where you can have medical tests done that give you
1:23.7	insights to your health. But the key thing that I was totally flimping about was who has
	...

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