02.28.22 Predatory FinTech Loans Target Small Business / Financial Infidelity

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.6 • 5.2K Ratings

🗓️ 28 February 2022

⏱️ 36 minutes

🔗️ Recording | iTunes | RSS

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Summary

A new trick of the predatory lending trade: Banks team with fintechs to make 225% loans. Beware these online offers with hidden rates. Clark explains how this happens and what to look out for. Plus - Around 30% of people in committed relationships hide debt or money from their partners. The corrosive effects of financial infidelity and Clark smart tips to help couples navigate finances. Predatory FinTech Loans: Segment 1 Ask Clark: Segment 2 Financial Infidelity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's Advice on Buying Gold 2022 Hyundai Ioniq 5 Review: Hella Impressive - Roadshow The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report Do Not Give Your Social Security Number at These Places Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Between forgetting the sellotape,
0:01.6	trying to squeeze eight people around a six-seater table
0:04.0	and the cat taking down the tree.
0:06.1	Again!
0:08.1	Christmas can be tricky.
0:10.3	At least with Royal Mail,
0:11.9	sending parcels is easy.
0:13.6	You can save time and money when you buy your postage online
0:16.3	and will collect from your door for zero pounds.
0:18.6	Whether you have one, two or twenty to send,
0:21.4	just click, save and will collect.
0:23.7	Visit RoyalMail.com forward slash send.
0:27.0	Simple.
0:27.9	Offer end 31st of December for details online.
0:31.6	I think that the holidays feel like frozen noses.
0:37.0	I love walking with the dog for long periods of time.
0:40.1	Hopefully it's snowing and you've got to wrap up warm.
0:42.6	So I think a frozen nose is then sweaty armpits
0:44.7	because like you're wrapped up so warm,
0:46.3	but then you're climbing hamps and heath
0:48.6	and you get to the top and you're like,
0:50.2	and then you can see the breath,
	...

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