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So glad to welcome you here with a Clark Howard Show, our mission to serve and empower you

so you make better financial decisions in your life.

In today's episode, I'm going to talk about something I call the power of the pivot.

You know, now may be just the time for you to make a change in your life.

I'm also going to address something I've been getting a lot of questions about.

What do you do when your employer doesn't offer a match on your 401k plan or in fact doesn't

even offer a retirement account?

You know, people have had a very, very, very difficult time by the tens of millions

with periods of unemployment that have been for some people fortunately short, for others

brutally long.

Six months are longer in this I'd, I'd, I'd coronavirus circumstance.

And the reality is the power of the pivot, what I mean when I talk about that is something

I talked about back in 2008 through 12.

But the pivot was a lot harder than because we were in a cyclical, economic downturn due

to the banking scandals.

...