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It's great to have you here on the Clark Howard Show.

Our mission is to serve you with advice and information that empowers you,

so you make better financial decisions in your life.

And here in tax season, this year there's, well, unexpected, good things happening

for a reasonable percent of taxpayers. You're going to get a higher refund than you expected

or you may have seen in the past. So there's some things you need to know, you need to do in conjunction with that.

I'm going to explain the background.

And after I get to some of your questions, I'm going to talk about something else I talked

about when at first past Congress, the things called

Trump accounts, how they work, who they work for, and who should not do a Trump account.

I'm going to give you the full scoop on that later in this podcast.

So when Congress passed a new tax law, it was retroactive back to January 1 of last

year. A lot of us had our withholding set up where we work as they were, and they stayed

that way through the year. So what's happened is you're withholding historically may have generated some amount of

...