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The Clark Howard Podcast

02.09.26 Gift Cards: Use Or Lose Them / Big Changes For Home Backup Power

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.65.2K Ratings

🗓️ 9 February 2026

⏱️ 35 minutes

🧾️ Download transcript

Summary

Significant numbers of both chain and independent restaurant closures are happening around the country now, and with that - Clark has a dinner bell warning for you.  Also - As fierce winter storms ravage regions of the country with lengthy power outages,  new tech is ushering in the rise of affordable home battery backups.  Got Restaurant Gift Cards?: Segment 1 Ask Clark: Segment 2 Home Battery Backup Power: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Why You Need To Use Your Gift Cards ASAP Why You Need To Print Out Your Online Billing Statements 7 Things To Know Before You Use Zelle - Clark Howard What Can I Safely Use for Peer-to-Peer Payments? - Clark Howard WSJ: Why I’m Getting a Home Battery Backup Before the Next Outage How To Open a Roth IRA Travel Alert: Requirement for UK Travelers Scams and Your Small Business: A Guide for Business Cheapest Way to Rent a Car: Expert Tips - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Could AI help you do more of what you love?

0:03.0

Workday is the next-gen ERP powered by AI that actually knows your business.

0:08.0

We help you handle the have-to-dos so you can focus on the can't-wait-to-dos.

0:13.0

It's a new workday.

0:15.0

This episode is brought to you by Vanta.

0:18.0

Security and compliance done wrong is a headache. Done right, you build trust and grow faster.

0:22.6

That's Vanta.

0:24.6

For startups, Vanta acts as your first security hire,

0:27.6

using AI to get you compliant fast.

0:29.6

For enterprises, it's your AI-powered hub for compliance,

0:32.6

risk and automating workflows.

0:34.6

From startups like Cursor to enterprises like Snowflake,

0:38.4

top companies choose Vantor. Do security and compliance right. Get started today at vanta.com.

0:47.9

It's my pleasure to welcome you here to the Clark Howard Show, where our mission is to serve you

0:55.8

with advice and information that empowers you so you make better financial decisions in your

1:01.8

life. So we're going through a really tough time for restaurant owners. You may have noticed a lot of restaurants closing that have been in your neighborhood or

1:16.5

your area maybe for years and years.

1:19.4

And there are very clear reasons why this is happening.

1:23.8

And I feel so badly for these restaurant owners.

1:27.6

I need to tell you what's important for you about it,

1:31.6

an important task for you.

1:34.3

And later, with the wave of storms we've had around the country recently,

...

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