Hello, Winebbers, my name is Jesse Meekham and this is podcast number 18 for you need a

budget where we teach you four rules to help you stop living paycheck to paycheck, get out of debt, and save more money.

And it has been determined that we are pretty darn strange when it comes to our money and our behavior.

With other analogies we seem to behave all right and somewhat rationally and then when it comes to money we behave completely irrationally.

A lot of times we deal with the objection in the budget of getting the world, excuse me, in the business

of getting the world on a budget. We deal with people saying, I can't budget for whatever reason.

It doesn't work, blah blah blah. One of the big ones you hear is I'm too broke.

I'm a student. I don't make very much money. I'm a student I don't make very much money I'm on a fixed income I don't make very much money

I'm a single mom and things are already stretched super thin I don't make enough money a budget

would just tell me what I already know that I'm broke we hear that a lot you think

about that a little bit where you're too broke to need a budget and it's it

was something that Aaron our education lead here at Wineb.

She was saying, you know, if you have a limited amount of food,

does that mean you're less thoughtful about how much of it you eat?

You know, if you're out backpacking and you're far from civilization and far from any sources of food and you have two granola bars left.

Does that mean you're just going to eat them whenever?

Maybe if you're really hungry, both of them right then?

Are you going to be extra careful

and really make sure that you stretch those granola bars

and get the most use out of them.

But then when it comes to being broke or just having less money than you'd like, having things be

too tight, you feel like you're never able to get ahead.

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