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I'm so glad you're with us here on the Clark Howard Show.

You know, our mission is to serve you with advice and information that empowers you to make better financial decisions in your life.

In today's show, I want to tell you, an experience I had with a question a gentleman was asking me, and something

I just read in the Wall Street Journal just came together as like a warning bell to me that

I want to talk with you about.

Also, I wanted to tell you, if you're working somewhere and you're just

not sure your employer's paying you fair and square, it's a lot easier now in 25 for you to be

able to have a sense with your skills, your experience. Are you being paid a fair wage or not?

Or is there more money out there?

We're going to talk that through.

So a gentleman comes up to me later in the conversation, I asked him his age, he was 33.

He said, you know, my buddies say that I'm really doing the wrong thing.

I'm doing this raw thing you talk about, and I'm in that target fund, and my friends say that's for losers.

They're all talking about all the trading they're doing on Robin Hood.

This isn't a bash on Robin Hood, by the way. They're all talking about, you know, they're buying this,

they're doing options, they're doing all these different things, and they're making this money

on that trade and blah, blah, blah, blah, blah, they're on the shortcut is what I call it,

...