01.19.24 Clark Answers His Critics on Clark Stinks / Food & Retail App Payments

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 19 January 2024

⏱️ 35 minutes

🔗️ Recording | iTunes | RSS

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Summary

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - do you use apps to get points & free items at restaurants? Are there app tricks going on to get us to spend more money? A current lawsuit calls this into question - but the real issue is larger. What to know about app stored payment systems. Clark Stinks: Segments 1 & 2 Restaurant & Retail In-App Payments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's Simple Steps To Get Better Customer Service When Is the Best Day and Time To Call Customer Service? Clark's take: Why everyone should have a dash cam Clark Deals - Dashcams What Is Umbrella Insurance and Do You Need It? How to clean a washing machine and how often to do it Travel Archives - Clark Howard / Travel Archives - Clark Deals Ask Clark: What Is a Backdoor Roth IRA? A new complaint claims Starbucks’ app traps customers in a cycle of spending 10 Best Restaurant Apps for Fast Food Deals 16 of the Best High-Yield Online Savings Accounts in January 2024 What Is a SEP IRA and Who Is Eligible? What Is a Solo 401(k) and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Is your bank at home in three markets or 53?
0:05.0	With on-the-ground specialists in over 50 markets,
0:09.0	HSBC UK has been voted the leading bank for trade for the last seven years so let us help
0:14.4	you navigate international business like a local search H.S.C. International
0:19.3	Bank to find out more. H.S.B.C. UK, opening up a world of opportunity.
0:24.4	Voted the UK's Best Trade Finance Bank for seven consecutive years by Euromoney UK Trade Finance
0:29.0	Survey 2023. 3.
0:35.0	It's my pleasure to welcome you to the Clark Howard show,
0:38.0	where our mission is to serve you with advice and information that empowers you so you make better financial decisions in
0:46.0	your life.
0:48.3	I'm going to start out today with my favorite weekly segment, Clark Stinks.
0:55.2	Can't wait to hear where I have messed up.
0:59.9	Also today, do you use your apps to get points on free items at places or discounts?
1:08.0	Well, a lot of times the apps do things in a way that seem to be dirty tricks. In fact, it's led to some
1:16.8	lawsuits because restaurants are pocketing your money, what's called breakage in the
1:22.1	industry. And I'm going to tell you about a lawsuit concerning
1:26.5	this and there's two perspectives on this. First I'm going to tell you why businesses do it.
1:33.5	It's not necessarily sneaky underhanded and dirty,
1:37.0	but that the results are actually dirty.
1:40.0	We'll talk about that.
1:41.0	But right now it's time to find out where the advice I've given is rotten, terrible.
1:47.5	I should have never encouraged you to speak. You much think I'm pretty stupid.
	...

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