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The Clark Howard Podcast

01.12.26 A Plan For Credit Card Debt / Online Grocery Prices

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.65.2K Ratings

🗓️ 12 January 2026

⏱️ 35 minutes

🧾️ Download transcript

Summary

So many of us struggle with credit card debt, which can be especially acute after the holidays. Clark shares some eye-opening stats, and a 3 step approach to getting debt under control.  Also, does ordering groceries online save you money, or rip you off? Clark updates the dynamic pricing angle and online options.  Credit Card Debt: Segment 1 Ask Clark: Segment 2 Online Grocery Shopping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Credit Card Debt Consolidation: 3 Paths To Consider, 2 To Avoid Clark Howard's Credit Card Debt Elimination Strategy How Do You Pay off Credit Card Debt? 6 Things To Know Before Contacting the National Foundation for Credit Counseling How the Capital One-Discover Merger Impacts This Big Clark Credit Card Rule Why You Need To Lock Your Brokerage Account Today Protect Your Brokerage Accounts From ACATS Transfer Fraud 5 Best Grocery Delivery Services Travel Insurance Checklist: 5 Types of Coverage To Consider What Should You Do if Your Insurance Claim Is Denied? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Right, time to get you pet insurance with pet jebity.

0:03.8

Pet jevity.

0:05.1

You know, like longevity but for your pets long-gevity, but for your pets long and healthy life?

0:08.4

They have no upper age limit for dogs or cats.

0:11.1

Meow!

0:11.9

They insure hundreds of thousands of pores and have 24-7 access to vet video calls.

0:17.7

Look for pet jevity wherever you shop online for insurance.

0:21.6

The vet video calls if your pet is in need of urgent medical assistance, contact your local vet immediately.

0:26.6

Visit Petjavity.co.uk for full details.

0:29.6

300 years of expertise in every twining sleep blend.

0:35.6

100 hours of craft in every cup.

0:40.3

Eight natural ingredients in every sip.

0:44.3

One night of winding down in every drop.

0:48.3

Your moment of serenity.

0:51.3

Brought to you by twining sleep.

0:55.2

Twinings.

0:57.9

Alive in every drop.

1:08.4

It's my pleasure to welcome you to the Clark Howard Show.

1:11.9

You know, our mission is to serve you with advice and information that empowers you to make better financial decisions in your life. And one decision many people

1:20.7

are not thrilled about or one circumstance that people are not thrilled about is how much debt you have in your life right now.

1:32.2

And there are some new stats I'm going to share with you.

1:36.1

And this is all about not feeling overwhelmed, but developing a plan to get slowly out of that debt.

...

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