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The Clark Howard Podcast

01.06.26 Ask An Advisor With Wes Moss

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.65.2K Ratings

🗓️ 6 January 2026

⏱️ 35 minutes

🧾️ Download transcript

Summary

Are You Wealthy? Use These Numbers To Find Out & Simple Math Behind Millionaires Are you curious how your net worth compares to the rest of the country? Wes Moss dives into the latest data from the Federal Reserve’s Study of Consumer Finances and top financial institutions to paint a clear picture of wealth in America today. Also, Wes helps to draw the roadmap for the next generation of millionaires. Inspired by the wisdom of the Clark Howard community, Wes outlines a simple, repeatable blueprint for financial freedom. By focusing on patience and the power of consistent contributions, reaching a seven-figure nest egg is more achievable than ever. Whether you are starting with $1,000 a month or aiming to max out your 401(k), we show you how a few decades of discipline can transform your financial future and put you on the path to becoming a "financial force of nature." Mentioned on the show: Retirement Calculator Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 6, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Why do growing businesses love working in Slack?

0:02.8

Let's ask Christia Ari Bikes.

0:04.6

Running things in Slack saves me so much time.

0:07.3

AI summaries save 97 minutes per week.

0:10.4

What say you?

0:11.4

Rocks from Gosney.

0:12.4

Slack helps us build community.

0:13.9

It helps us build connection.

0:15.2

Your partners, vendors and customers all in one place.

0:18.3

Take us on home, Ashley from Carraway.

0:20.2

If we did have Slack tomorrow, I would explode. Well, let's not let that happen. Visit Slack.com slash podcast to get 50% of Slack Business Plus. Hi, just leave on work now. Sorry, it's a bit loud. Basically, so I was thinking we could get Macies tonight. Had a big Mac on my mind all day, and delivery fee on the app is now from 99P.

0:39.8

So you win?

0:41.0

Of course you are.

0:41.6

Love you.

0:42.2

Bye!

0:43.1

Exclusively on the McDonald's app.

0:46.0

18 plus, service fee and small order fee may apply.

0:48.1

Participating restaurants.

0:49.0

Serving times and teas and seas apply.

0:58.1

Welcome to Ask an Advisor. Happy New Year, Wes Moss. Happy New Year. Good morning. Welcome.

1:00.9

Good afternoon. Wherever you are, maybe you're on your walk with your dog. We're excited to be with you.

1:06.1

Yes. Thanks for coming back, Wes. We're starting the second year of Askin Advisor.

...

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