Hello, Wineabbers. My name is Jesse Meekham and this is podcast number 8 for You Need a Budget, where we teach four rules to help

you stop within paycheck to paycheck, get out of that nasty debt and save a lot more money a lot faster even for retirement which is

so far away you may feel like you lack motivation there or for things that are closer like Christmas, which is just right

around the corner. I've had an interesting week. I joined B.J. Fogg's Three Tiny Habits program. It was free.

And B.J. Fogg is a Stanford researcher. You can follow him on Twitter at

Twitter.com slash B.J. F O G G.

Pretty interesting stuff that he's kind of introduced me to this week.

It talks about building up three habits and that's a very valuable skill.

And the program is interesting because he's taking a stance, well he's kind of taking the approach of teaching us how,

you know, the skill of acquiring new habits,

not specific habits in general.

And they have to be tiny. And what we're working on, what I'm working on this week,

I have three tiny habits. No one likes to floss, no one likes to budget. I like to budget.

I don't like to floss. so I'm fixing the floss part. And I was also intrigued

by that behavior because nobody does it and everyone knows you should. So that also sounds

a lot like budgeting.

So my first one is to floss two teeth after I've brushed my teeth.

My second tiny habit is to kneel down after I've drank my protein shake in the morning. And my third tiny habit is to tell Julie thank you and give her a kiss after dinner.

The key ingredient, there are two key ingredients in this and this is all according to

B.J. and I actually hope to have them on the

podcast one of these days I think would be terribly interesting. So key ingredients

for building a successful tiny new It has to be tiny. And take morning prayer for instance, I didn't

...