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So I have a question around a large lump sum of money I just inherited.

Okay.

So I have two older sisters, they're twins, and they are quite a bit older than me. They're technically my half-sisters. And my dad came into their life when they were two. And 16 years later, I was born. So they're about 18 years older than me.

And great dad, he unfortunately passed away when I was four, and they were in their early 20s.

And I just found out this past Thanksgiving that through his company's old life insurance, there's $100,000 in an account that I am set to

inherit solely.

How old are you?

My mom, I'm 26.

Okay, so this company, your dad left you as the beneficiary for a $100,000 life insurance policy,

and why was it not dispersed to you then?

It was in a custodial account.

Well, at 21, it becomes yours.

Yes, she did not want to tell me about it because she was afraid I would misuse it.

Wow.

Okay.

She doesn't really have that option legally, by the way.

Okay.

So you're now, how old?

I'm 26.

Okay.

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