This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Dr. John Deloney.

Peter is with us in Chicago.

Hi, Peter. How are you?

Hi, Dave, and good. How about yourself?

Better than I deserve. What's up? Hi, David. Good. How about yourself? Better than I deserve.

What's up? So, a little bit of background. For the last three years since the pandemic,

I have been paying for my parents' mortgage and home equity. My question is, unfortunately, I think I missed the opportunity for low rates, but my question is,

I still have three options.

I can either continue paying the principal and interest, which I'm currently doing, they're covering the property taxes.

That's option number one.

Continue what I'm currently doing, paying $3,000 a month with that. Why are you paying your parents' mortgage? Well, because they

currently can't afford it. They want to stay in their house. I'm an only child, and I would do

and will do anything I can to pay them back for being fantastic parents and giving me an

amazing job.

To help them avoid reality?

Why can't they pay their mortgage?

At the start of the pandemic, my dad had to retire.

And my team continuing industry that had some ageism uh and he just aged um

it's kind of forced to age out a little bit how old is he uh he is 66 so what did he do for a living

uh he is a substitute teacher right now.

Before he was in another industry, he was making...

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