"You Signed Up For Some Of The Worst Debt Possible"
The Ramsey Show Highlights
Ramsey Network
4.5 • 840 Ratings
🗓️ 17 April 2026
⏱️ 10 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
| 0:06.0 | I currently have $2,000 in debt, me and my wife, that's her credit card debt. |
| 0:14.0 | I also have, that one's at a 17% interest rate. I also have 3,053-ish at a 30% interest rate on one of my credit cards, |
| 0:25.5 | and then $1,200 on another credit card at zero percentage rate, and $2,800 in collections |
| 0:36.4 | currently. |
| 0:43.0 | And I also have my watch car, which owes $10,000. |
| 0:48.3 | And we currently are at 27% of which rate. |
| 0:51.2 | And I have $8,100 cash. |
| 0:52.6 | And I want to know. What, what, you have? |
| 0:53.3 | How much cash? |
| 0:55.1 | 8,800. |
| 0:56.7 | Wow. |
| 0:57.4 | Okay. |
| 0:58.4 | All right. |
| 0:59.2 | So I don't know what I should do with it. |
| 1:03.3 | Rather pay off the car because then I could pay it off within a month. |
| 1:07.4 | And we've been making payments on us for three years now. |
| 1:10.4 | And we already |
| 1:11.2 | gave 8,000 towards the original $13,000 debt towards it so I kind of just want to get rid of it |
| 1:17.2 | that way I don't have those extra $500 I could put towards my savings and then pay off the |
| 1:23.6 | other debt so um how old are you guys I'm 20 and my wife's 21 wow okay |
| 1:30.8 | and what's your what's your household income sir um right now my take home |
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