This is the Ramsey Call of the Day, part of the Ramsey Network.

Today's question actually comes from our Baby Steps Community Facebook group.

My husband is an engineer and pays all the main house bills, including the mortgage, electricity, and water.

He has a retirement

account and a nice emergency fund for our family. He has no debt. He pays most of the groceries and

gas. We have two kids, so I work part-time at a vet clinic and have two other side hustles. I do

pet sitting and have a small business where I sell soap, art, and teach classes. My small business doesn't profit

towards our family yet since most of my income goes back into the business. I imagine I will have

profit next year. I pay my own bills and I feel like I just can't get ahead because a lot of the

large expenses are court-related from a previous relationship.

Okay, so do you have any advice how to manage this? I'm currently not saving any money,

and I work my buns off to pay these bills for them to just kind of maintain where they are,

and I can't get ahead. Wow. Okay. Well, this is, yeah, there's multiple layers.

We could go here, Jade.

Yes.

So my highest layer, what I would say is it's a mantra we talk a lot about on this show.

And that is that you guys need to work together. I mean, you are

acting financially here like roommates that he pays these bills. I pay those. That's what I literally

did in college when I lived in an apartment. We split it like four things. Someone was in charge

of the paper towels. Someone was in charge of like everyone had their own divvied up thing and that's how you live. This is not how you

live with your spouse with someone that you are married to that you're sharing a life with. And

that's for multiple reasons. So we can cut me off, Jade, because this is like my soapbox. No, girl,

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