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The Ramsey Show Highlights

"You're Sitting On A Solution And Won't Even Use It"

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 3 August 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:04.3

Start budgeting for free today.

0:06.6

So, well, long story short, my husband is in the military, so he is on a fixed income, and I work two jobs.

0:14.6

We do live on base housing, and so we live rent-free, no utilities or anything.

0:20.4

But he took a major pay cut because of that that because that's kind of a catch to it.

0:25.8

And so we're struggling with this debt that's been ongoing, and it feels like it's just

0:30.2

getting heavier and heavier.

0:31.7

My family believes I should stop working due jobs and bring myself out and just take the free college he offered me because my husband is sweet and gave me his GI Bill so I can pursue my college and just work one job and deal with the debt later.

0:46.8

I believe I should continue to grind out with the two jobs and get our debt gone because I know I can do it.

0:53.8

I just kind of don't know what to do.

0:55.8

I'm not sure.

0:56.9

I just wanted your guy's opinion.

0:59.0

Wow.

0:59.3

How much debt do you guys have?

1:01.3

So I have roughly about $30,000 including my car,

1:05.4

and his is just two big ones,

1:08.1

so $20,000 on a credit card and $20,000 on a credit card and 20,000 on a car.

1:13.7

Okay, does he need the car if he's on base? Could that be sold?

1:18.9

It could be sold. I think he would be a little bit sad to sell it, and also it was for a long-term

1:26.2

kind of thing for future reference and trips

1:28.6

that we hope to do later down the road you all are awesome he's committed to this car emotionally

1:33.8

he put a ring on it and said I'm going to marry this car we we wanted the truck for a reason

...

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