You're a 35-Year-Old Man, Move Out Of Your Mom's House!
The Ramsey Show Highlights
Ramsey Network
4.5 • 840 Ratings
🗓️ 18 August 2025
⏱️ 6 minutes
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| 0:00.0 | Brought to you by CHM, a biblically based alternative to health insurance. |
| 0:06.3 | Learn more at CH Ministries.org slash budget. |
| 0:09.8 | I live kind of in a multi-generational situation. |
| 0:13.8 | We have five acres, and it's me, my sister, and parents. |
| 0:20.9 | And I was wondering, I recently started a new job making about 1,400 a week. |
| 0:28.0 | Currently, no debt, anything, cards paid off. |
| 0:32.8 | But in trying to figure out how to, I've had credit cards before, so it didn't go well so I don't use credit. |
| 0:41.4 | Just trying to figure out where to go from here to get out on my own and just kind of start building to be able to retire by 55 if I wanted to. |
| 0:51.3 | Okay. |
| 0:51.9 | Well, let's take the first step of moving out of your parents. |
| 0:56.0 | I think that's a great first step. |
| 0:57.9 | So we would say that your rent or mortgage should be no more than 25% of your take-home pay per month. |
| 1:06.9 | So, you know, we're looking at you for, you know, probably around, what, 1500-ish? |
| 1:13.8 | Can you get an apartment in your area for that? |
| 1:18.1 | I could. |
| 1:19.3 | Okay. |
| 1:20.1 | I'm not ready. |
| 1:21.9 | I don't want to immediately move out because I don't need to. |
| 1:24.9 | I'm more than welcome. |
| 1:26.4 | It was shut up this way so that I'd be |
| 1:28.8 | able to live there until I'm ready to buy something. Okay. Well, how old are you, Ian? Currently |
| 1:35.4 | 35 and 20s kind of messed things up. But you don't think it's time? It's fine. It's fine. |
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