If your private student loans are in default, you're not out of options. Go to yrefi.com slash Ramsey.

I'm a married woman in my 50s with $25,000 in debt that my husband doesn't know about.

I started a part-time job and I'm slowly paying it off. I grew up in a middle class family.

And my mother was always trying to

save a dollar which drove me crazy. My husband is a good man who makes about $175,000 a year. We don't have a

mortgage and have about $1.5 million in retirement. We have a healthy retirement investments and our parents

have set up $5.29s for our children so college is set i like to buy nice

things for myself but i feel terrible about the way i've handled my finances should i continue to pay

this off myself or come clean and tell him about the debt who Lauren um well to answer your question

bluntly yeah i would come clean clean and tell him about the debt.

Not only can you guys get this cleaned up together, but also carrying around a secret like that and functioning at that level in your marriage is going to erode not only your marriage, but also you.

You can't carry that stuff. I mean, secrets is what erodes

trust in a marriage. And so you carrying that is not being a person of integrity, being fully

honest. And so that's going to be, that's going to be a hard, a very hard conversation. You know,

people that deal with financial infidelity. And thankfully,

you guys have the, sounds like the margin that you're going to be able to take care of it.

But, man, people that get stuck with this stuff. It does feel like a level of betrayal,

sometimes at the same level of actual infidelity going on in a marriage. So I'm not saying it's going to be easy, Lauren.

I kind of expect your husband to be pissed because you lied to him.

So I think that, you know, I like nice things, so I lied to you.

I don't think that's okay.

No, it's not.

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