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So basically my issue is I am trying to figure out how we can budget our finances

because my husband is a blue-collar worker on a commission-based pay scale.

And we don't have consistent income per year.

But last year, he made $161,000.

The year before that, he made $140,000.

And the year before that, he made $180,000.

So I would say an average of $160,000 over the last three years.

Right.

And we're looking into doing the baby steps and snowballing all of this fun stuff.

But right now, currently with our mortgage at $4,120, we also have a consolidation loan. Health insurance is $900 a month because through

his work it's $1,300. And the credit card debt totals $127,000. Goodness gracious. What'd you guys

spend on these cards? Well, it's been a combination of, like, I don't hurt me, but I put my husband's motorcycle

on my card because we were trying to get the points.

I know that's the worst answer you could possibly want to hear but um so that's 18,000 um and we have

just multiple bills. Um, he has $72,000 in credit card debt and I have, um, not including

that motorcycle with like $34,000. Um, it's like $34,000.

I put groceries on it.

I've put property taxes on it because our personal property tax.

So where is your actual income going if you're using the card to fund your life?

You guys make great money.

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