You Know How Dysfunctional This Sounds?
The Ramsey Show Highlights
Ramsey Network
4.5 • 840 Ratings
🗓️ 25 August 2025
⏱️ 9 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
| 0:06.7 | Okay, well, here's my situation. I started my job at 19, and I invested in the 401K that the company has, |
| 0:16.7 | and I married my husband when I was in my late 30s. And now I'm in my early 50s. |
| 0:23.1 | My mom wants to downsize, but she, I want to buy her a house so she could free up the equity in her house and be able to retire because she's in her mid-70s. |
| 0:35.6 | And my husband, I want to do it to where, |
| 0:39.5 | I want to pull it out of my 401K and buy this. |
| 0:42.8 | But I also want to not stir up problems with my current husband, |
| 0:48.7 | you know, because he's financially selfish. |
| 0:52.7 | He likes to spend the money. He doesn't. |
| 0:55.0 | I asked if she can move in with us. |
| 0:57.0 | He said no. |
| 0:58.0 | I said, let's go find another house big enough for all of us. |
| 1:01.0 | He said no. |
| 1:02.0 | I said, then fine, I'm going to buy a house for her. |
| 1:05.0 | He said no. |
| 1:07.0 | And I really want to do this for her so she can retire with her. |
| 1:12.6 | She could retire. |
| 1:13.6 | I don't want her to have to work for the rest of her life. |
| 1:15.6 | So I want to know how I can do this. |
| 1:18.6 | If I can pull money from my 401K, put it into her trust, |
| 1:22.6 | and then buy the house through her trust so it's protected. |
| 1:25.6 | Because I would hate for something to happen to me and then him kick her out of a home that I purchased for. |
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