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The Ramsey Show Highlights

"You Just Want a Roommate That You Can Sleep With"

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 6 August 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

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0:08.3

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0:11.3

I have a quick question. My girlfriend and I, we've been together for a little bit under a year and a half,

0:17.6

and we're finally starting to have that talk about moving in together now I am

0:23.0

25 I make a hundred thousand dollar salary I'm doing well for myself she's actually a teacher

0:28.6

so as you can assume she's making less than less than what we would wish she was making

0:34.9

so when moving in together the conversation arose arose of, hey, if I move in, we'll be splitting

0:42.2

50-50 everything because we aren't married or anything like that.

0:46.8

And you'll have extra free money to spend.

0:49.5

I'm currently on step two, so she asked me what that extra money would go towards, and I said debt.

0:55.5

Her response was a little unnerving in the fact of she said, well, technically you're saving

1:01.6

that money because of me, so I feel like that money that you're saving should go into a savings

1:07.4

account for us and our activities, since you wouldn't be saving that money if we

1:12.6

weren't living together.

1:13.7

Wow.

1:14.4

I kind of understand where she's coming from because she is helping me save money and

1:20.7

that money is paying off debt.

1:22.7

But at the same time, I feel like that's not necessarily like a healthy mindset because

1:27.0

overall, even if I do put that money into a savings account and...

1:32.3

The problem, Josh, is you are trying to do a married thing without being married.

1:38.3

Fair.

1:39.3

And so you're trying to solve a riddle that cannot be solved.

...

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