"You Guys Aren't Great With Money"

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5 • 840 Ratings

🗓️ 20 April 2026

⏱️ 7 minutes

🔗️ Recording | iTunes | RSS

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	So I'm about to get about 280,000 Canadian, 200,000 US in inheritance because my mom passed away unexpectedly.
0:14.0	I'm sorry, Alyssa.
0:17.0	Thank you. And I'm just trying to figure out, like, what to do first.
0:22.5	Yeah. So.
0:24.0	Okay. What's your financial situation? Do you have, do you have consumer debt?
0:29.4	I do. So we have about 90,000 in vehicle debt, about 45,000 in taxes from when my husband worked for himself.
0:38.8	$45,000 in back taxes?
0:41.7	Yes.
0:42.1	Okay.
0:42.2	And then about $15,000 in credit card debt.
0:46.9	Okay.
0:48.8	Well, the caveat.
0:50.5	Yeah.
0:50.9	This is we're about to move to Florida from here at the end of August okay okay um
0:58.1	can I say what I would do I would what what's up with the well yeah I was gonna ask the cars I
1:04.1	yeah so what's up with the cars I would have like obviously the first thing you do before you even
1:10.2	take a breath is you pay the taxes
1:11.6	off and get settled up with the government right and that brings you down to 165 and I this is me okay
1:19.9	take this for what it is this isn't like Ramsey gospel this is just John I would have a hard time
1:26.2	taking inheritance money from my mom who'd passed away
1:30.5	and putting that on depreciating assets like a car. That's just me. I would want to sell $90,000
	...

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