You Don’t Build Wealth by Ignoring Basic Financial Principles

The Ramsey Show

Ramsey Network

Investing, Self-improvement, Education, Business

4.5 • 38.5K Ratings

🗓️ 30 December 2025

⏱️ 127 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	This episode is filled with some of our best calls and advice.
0:03.3	But unless you take what you hear and put it to work in your own life, you'll be stuck with the same money stress in 2026.
0:10.1	So make a change and download every dollar today. Normal is broke and common sense is weird, so we're here to help you transform your life.
0:31.1	From the Ramsey Network in the Fairwinds Credit Union Studio, this is the Ramsey Show.
0:36.9	I'm Ken Coleman, Rachel Cruz, joins me,
0:39.0	and we're here for you, AAA 8255-225-2-25-2-25 is the number to jump in, and we would love to coach you up today.
0:49.4	We start off with Dan in Grand Rapids. Dan, how can we help you today?
0:54.4	My wife and I are preparing to retire.
0:57.0	As a matter of fact, her last day of work is tomorrow.
0:59.4	Oh, wow.
1:00.0	Beginning of February, so 40 years of effort towards this.
1:05.3	Dan, how are you?
1:06.6	Dan, I got to ask you this.
1:08.6	I mean, we men have to unite because we don't do this well, and we got Rachel here to help us on this before we dive in.
1:14.1	What is the plan when she finishes the day tomorrow and she wraps it up and comes home?
1:19.5	Do you got something planned?
1:22.1	You know, we don't.
1:24.2	Dan.
1:24.5	It actually came on pretty quick.
1:25.8	We both had this date in February picked, and then her department dissolved, and they said you can either take a buyout or you can transfer to another department. So this all happened for her in the last three weeks. Okay, but presumably she's excited about this? Oh, absolutely, yes. Dan, listen, I don't want to spend too much time on this. Rachel's here to back me up. This is where you've got to step up. I mean, this is, you got to do something special. She comes home, maybe a little surprise. If she hates surprises, plan a little something. At least a nice dinner, a little retirement celebration. A gift. 40 years, babe, You're wrapping it up. We've got a celebrator.
2:01.5	It's my point.
2:02.3	I don't want to.
	...

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