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NerdWallet's Smart Money Podcast

Year-End Money Tasks to Thrive in 2024 and How to Choose a Budgeting App

NerdWallet's Smart Money Podcast

NerdWallet Personal Finance

Business, Education, Investing, How To

4.2 • 665 Ratings

🗓️ 18 December 2023

⏱️ 31 minutes

🧾️ Download transcript

Summary

Learn about practical money management tasks to set yourself up for success in 2024 and tips for choosing a budgeting app. 01:11 This Week in Your Money: Hosts Sean Pyles and Sara Rathner propose three money tasks to tackle this winter. The first is a task to do this week, the next is something to do over the course of a month, and the last is something you can do over the whole winter season. By completing these tasks, you may be able to put yourself in a better financial position going into the new year. They also share their personal strategies for setting budgeting boundaries and practicing radical acceptance with family members during the holiday season. 11:55 Today’s Money Question: NerdWallet writer Lauren Schwahn joins Sean and Sara to help answer a listener’s question about how to choose a new budgeting app, with many consumers in the market following the news that the Mint app is shutting down. They discuss different types of budgeting apps and how to understand your own needs to ensure that you choose an app that’s well-suited to your preferences. They also specifically discuss the NerdWallet, Copilot, and YNAB budgeting apps. In their conversation, the Nerds discuss: personal finances, money management, budgeting apps, financial success, planning for 2024, Copilot app, YNAB app, spending trackers, financial checkups, Mint closure, budgeting boundaries, financial success, new year, financial empowerment, winter money tasks, financial checkup, money goals, unused subscriptions, spending habits, comparing budgeting apps, features, costs, security, customer support, money management styles, budgeting for beginners, budget categories, financial institutions, and budgeting app user reviews. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

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0:03.0

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0:10.0

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0:15.0

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0:17.0

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0:19.0

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0:23.0

Whatever you're into, it's right here.

0:25.3

Prime Video.

0:27.1

Click or tap the banner to find out more.

0:30.2

Winter is the time to get cozy, gather with family, and if you're a big old nerd, do a

0:36.5

financial checkup.

0:37.6

And if you're listening to this, chances are you fit that description.

0:41.3

So this episode, we've got a few things you can add to your list this winter.

1:02.8

Welcome to Nerd Wallet's Smart Money podcast, where you send us your money questions and we answer them with the help of our genius nerds.

1:03.6

I'm Sean Piles.

1:05.3

And I'm Sarah Rathner.

1:12.8

So listeners, 2023 is almost over and we know you've still got some nagging money questions that you'd like help with.

1:15.7

Well, fortunately for you, we have got your back.

1:25.3

Whether you want some help figuring out your money goals for 2024, or you're still trying to find a new budgeting app now that Mint is closing down, send us your money question.

1:38.5

You can text it to us or leave a voicemail on the nerd hotline at 901-730 6373. That's 901-730 N-N-E-R-D, or you can email your question to podcast at nirdwollet.com.

1:48.3

And speaking of Mint, this episode, we answer a listener's question about the merits of different budgeting apps, including whether to go for one just because it has a slick interface.

...

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