Wrinkles and Wealth: Navigate Skincare Costs and Net Worth Goals for Retirement

NerdWallet's Smart Money Podcast

NerdWallet Personal Finance

Business, Education, Investing, How To

4.2 • 665 Ratings

🗓️ 22 January 2024

⏱️ 40 minutes

🔗️ Recording | iTunes | RSS

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Summary

Learn how much anti-aging treatments may cost you (and how to budget for them), plus how to understand your net worth. 00:54 This Week in Your Money: How much does it cost to look younger? What can you do for free to maintain your youthful appearance? Hosts Sean Pyles and Sara Rathner discuss the costs associated with various anti-aging treatments like moisturizers, Botox, dermal fillers, and laser skin resurfacing, and how to budget to be able to pay for them over time. They also touch on preventative care, underscoring the effectiveness and affordability of daily sunscreen use and topical serums as foundational elements in maintaining a youthful appearance. 12:59 Today’s Money Question: Charlene, a 29-year-old listener in Texas, joins Sean and Sara to discuss her questions about net worth. They talk about the significance of net worth as a financial metric and the common pitfalls of comparing one's net worth to that of others. Charlene shares her disciplined approach to saving and her aspirations for financial independence and an early retirement, and how net worth relates to her progress towards achieving her goals. Sean and Sara address the concept of net worth beyond just 401(k) balances and the potential pressure of societal expectations on financial milestones, with information that could serve as a guide for listeners aiming for similar goals. In their conversation, the Nerds discuss: personal finance, skincare, financial freedom, early retirement, beauty investments, cosmetic procedures, Botox, fillers, laser treatments, sunscreen, serums, calculating your net worth, savings discipline, compound interest, retirement calculators, frugality hacks, financial independence, anti-aging treatments, dermatology, preventative care, financial planning, wealth-building, retirement savings, FIRE movement, aggressive saving, investing strategies, and retirement benchmarks. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:25.3	Prime Video.
0:27.1	Click or tap the banner to find out more.
0:29.8	Hey, Sean.
0:31.1	What's your take on cosmetic procedures?
0:34.3	If it makes you happy, go for it, but be mindful of your budget and the risk of body dysmorphia.
0:40.8	What about you, Sarah?
0:41.6	I am team, never say never.
0:43.4	It's your body.
0:44.1	It's your face and your money.
0:45.9	So it would make you happy to do it, then do it.
0:48.1	And if you don't ever want to do it and you're really opposed, that's okay too.
0:52.1	Yeah.
0:52.5	And maybe mind your business.
0:53.5	Yeah. In this episode, we're going
	...

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