Wraps, Lease Options & Subject-To: Create Cashflow With No Tenants Or Toilets | Philip Louden

The A Game Podcast: Real Estate Investing For Entrepreneurs

Nick Lamagna

Self-improvement, Entrepreneurship, Education, Business

5.0 • 101 Ratings

🗓️ 24 November 2025

⏱️ 51 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Join Nick Lamagna on The A Game Podcast with his guest Philip Louden a creative finance master, an entrepreneur, business owner, educator and full time real estate investor FIGHTING out of Kansas City who found some light after stumbling through some dark choices and rough path early in life of struggles and addiction. He picked himself up and eventually moved to Bali doing drop shipping and although he was making money he was lacking fulfillment. He then found real estate investing and has now carved out a name for himself in the creative finance space.

He has done over 200 creative finance deals including wraps, lease options, seller financing and subject-to and is now teaching YOU how to do the same through his tried and tested proven track record through Seller Finance Freedom Academy, where he shares his frameworks to supplement your income with just 10 properties.

He is a pickle ball enthusiast, he is committed to freedom, faith and purposeful life design, and brings some great information and content with tons of value on creative finance for investors new and experienced!

Topics for this episode include:

✅ How wraps turned "dead" or skinny deals into cash-flowing assets
✅ The NEW "BRRRR" with a W strategy that lets you get paid like the bank
✅ How to use DSCR loans, subject-to and seller finance to structure win–win creative finance deals
✅ Finding the perfect buyer to sell all your wrap deals too without worry
✅ How to underwrite wrap deals, structure payments, protect yourself with paperwork, and avoid common mistakes
✅ Building $10K+/month in cashflow WITHOUT being a landlord, managing tenants, or fixin + More!

See the show notes to connect with all things Phil!

Connect with Philip:

www.philiplouden.com

Phil Louden on Youtube

Phil Louden on Instagram

Philip Louden on Facebook

Phil Louden on LinkedIn

Connect with Seller Finance Freedom and Wrap Academy:

Seller Finance Freedom Academy Skool Community

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Connect with Nick Lamagna

www.nicknicknick.com

Text Nick (516)540-5733

Connect on ALL Social Media and Podcast Platforms Here

FREE Checklist on how to bring more value to your buyers

Transcript

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0:00.0	Welcome to the A-game podcast with Nick LaManya, digging into the minds and experiences of some of today's brightest entrepreneurs in real estate and business,
0:23.6	along with Hollywood stars, UFC fighters, and your favorite rock bands.
0:27.6	People that have figured out how to overcome obstacles, take chances, live boldly,
0:32.6	and no matter what they do, they always bring their A game.
0:51.3	Welcome to the A game podcast, real estate investing for entrepreneurs. And the whole point of this podcast is to show average people every day that they can achieve extraordinary things in life and in business. And we have over
0:57.5	350 plus episodes. Some of the best people in life and in business and sports, UFC fighters,
1:03.6	entrepreneurs, actors, comedians, and businessmen and women who have achieved the peaks of their
1:08.0	goals financially, physically, and personally, and just in the
1:11.0	archives of this show, you can probably find somebody to give you the exact steps they took
1:15.1	that you can take to find success in your life and business or learn from the mistakes that they
1:19.7	made so you don't have to lose that time and money. If that was not enough, we have a fantastic
1:23.7	guest on today named Philip Loudon, who overcame a background, living a crazy life,
1:29.1	getting in trouble doing all kinds of stuff, to reinventing his story, moving out to Bali,
1:33.4	becoming a digital nomad, making a ton of money, drop shipping stuff on Amazon, and then decided
1:39.0	he wanted more out of life, found real estate, and decided he was going to run a business
1:43.3	wholesaling in Kansas City
1:45.0	and eventually fell into subject to RAPs, lease options, and creative finance.
1:49.0	He now has done over 200 creative finance deals.
1:52.0	He has very low overhead.
1:53.0	He doesn't do direct-to-sale marketing, and he's able to put more money in his pocket
1:57.0	and sell these properties on wraps to other people where he can now have to
2:01.0	obviously made more on the interest rate, more on the down payment, more of the purchase
	...

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