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The Martin Lewis Podcast

Winter Fuel Payment – How it’ll really work (Eng & Wales) | And are you drinking enough beer

The Martin Lewis Podcast

BBC

Business

4.2789 Ratings

🗓️ 12 June 2025

⏱️ 47 minutes

🧾️ Download transcript

Summary

The Winter Fuel Payment will again be a universal payment in England and Wales for state pensioners this winter, yet it’ll be clawed back via the tax system where someone earns over £35,000. How will this work in practice? What counts as £35,000 earnings, and what if there are two, three or more pensioners in a house.

Martin also answers questions on saving for a pension, who should opt out of receiving winter fuel payment and how to avoid being scammed.

Pint rights: we also look at how to make sure you get the pint you paid for.

Transcript

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0:00.0

BBC Sounds, Music, Radio Podcasts.

0:05.0

Hello, I'm Martin Lewis, and this is the comingly named the Martin Lewis podcast.

0:10.2

I do wonder what that's going to be about.

0:12.1

Now, usually much of it comes from my BBC Radio 5 live show, but not this week.

0:16.5

This week, it's a winter fuel payment and beer drinkers.

0:20.1

Yes, really.

0:21.0

Pod only special, just for you lucky, lucky podcast listeners.

0:25.9

In the pod this week, how will the reintroduction of a universal winter fuel payment

0:31.4

for all state pensioners work in practice?

0:35.5

Those who earn over £35,000

0:37.6

will see winter fuel payment

0:39.1

clawed back through the tax system.

0:41.3

But what exactly counts towards

0:43.3

the £35,000?

0:45.9

How will winter fuel payment

0:47.2

work when it's a two-pensioner household

0:49.4

or even a pensioner

0:51.3

thruple? Not a phrase I thought I'd say

0:53.3

very often.

0:58.0

Plus, I hope to answer a host more of your winter fuel payment questions, all the practicals, not the politics.

1:01.0

And, are you getting enough beer?

1:05.0

We're concerned.

...

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