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CBS News business analyst Jill Schlesinger takes the mystery out of your financial life.

From big decisions to everyday money questions, Jill breaks down finances in a clear, practical, and even fun way.

Listen on your favorite podcast app.

You're listening to Life Kit from NPR.

Hey, it's Mariel.

You know when you meet somebody and you're like, you.

You could be a great friend.

Y'all are just hitting it off.

The conversation flows.

They make you laugh.

You want to know more about them.

So you say, hey, we should get together sometime.

See, that was your first mistake because...

The more specific you are, the more likely it is that you're actually going to get together.

You know, pull out your calendar, pick a time, pick a thing to do together, and actually follow through.

This is Kat Velos, author of a book called We Should Get Together, The Secret to Cultivating

Better Friendships.

Kat works directly with people who are having a hard time making friends where they live,

and she talks to city leaders and

urban planners about designing spaces for connection. Another tip, she says, is that if you're

actively seeking new friends, consider what kind you're looking for. Kat was working with one

...