Did you know choosing the train over your car can cut your carbon footprint by up to two thirds?

So, one family outing at a time, one little adventurer at a time, one trip to the museum, one dinner in the city, one nap on the way home at a time.

One train journey at a time can help create a greener future.

So when will you take your next trip? Find out more at nationalrail.co.uk slash greener.

This is Flea for this little lake, a podcast about falling in love with music.

I started a non-profit music school about 20 years ago called the Silver Lake Conservatory of Music.

The reason that I started doing this podcast was music education. I'll be speaking with Rick Rubens.

Do it Copeland, Margot Price, Quarry Henry, Cynthia Arrival, Sheila E, and Patty Smith.

Please listen and follow this little light, a presentation of cadence 13 on the Odyssey app or wherever you get your podcasts.

Hello, I am Kimberly Adams and welcome back to Make Me Smart where we make today make sense.

I am Carthus, thanks for joining us on a Monday. This one is the 20th of March.

First we are going to do news then we will do a little smile at the end.

And then you can get on about your days or your afternoons or evenings or wherever you listen to us.

So let's begin here, shall we? Ms. Adams, do you want to go first?

Sure, I have got two today.

The first one is very much on the news that we have been covering and covering and covering about banking and bank failures.

And you know, all the action over the weekend with the Federal Reserve and other global banks and buying UBS, buying Credit Suisse.

And there's just so much action which you can hear about on our show and elsewhere.

But what I wanted to do is look ahead because this week the Federal Reserve is meeting or the Federal, the Board of Governors of the Federal Reserve Open Marketing Committee.

And they have been, as we have also discussed, raising interest rates to try to tamp down on inflation for quite some time now.

However, a lot of the talk around what's been going on in the banking sector has linked it directly back to the rising interest rates and that it's affecting the ability of these banks to hold on to capital and meet the liquidity requirements that they need to not have what happened to SVB happen to them.

So it'll be very interesting to see how this week the Federal Reserve balances the need to continue their push to tamp down on inflation while not feeding into this frenzy around the increase in interest rates, factoring into the chaos happening in the banking sector.

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