Why It Doesn't Make Sense To Delay Paying Off Your Mortgage

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5 • 840 Ratings

🗓️ 24 August 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

⁠⁠💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 🎙️⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠ 🧠⁠⁠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠ 🍸⁠⁠⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠ 💡⁠⁠⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠⁠⁠ 💰⁠⁠⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠ 📈⁠⁠⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	So my wife and I, just a little contact, we're 33 years old and we're on baby step like four, five, and six, somewhere in between there.
0:13.0	Good.
0:14.0	Good for you.
0:15.0	We had a question, thank you.
0:16.0	We have $150,000 in stocks from her old job that she's not in anymore.
0:22.4	And we were wondering if it was worthwhile to put that on the principle of our home.
0:27.4	Yes.
0:29.3	Okay, yeah, I figured.
0:30.7	I'm in a little debate with my family right now.
0:32.9	I don't know why your family gets a vote.
0:36.0	Yeah.
0:36.7	Your money.
0:38.7	Yeah, yeah, I agree. So here's the Yeah. It's your money. Yeah.
0:39.4	Yeah, I agree.
0:39.9	So here's the thing.
0:40.6	Here's the way, here's a couple things on this to help you know that my suggestion is right.
0:46.6	Here's why I'm telling you this.
0:48.1	There's two reasons.
0:49.5	One is if you reverse engineer some of these decisions and the Harvard Investment
0:53.5	newsletter calls this sunk cost analysis. Okay. Okay. is if you reverse engineer some of these decisions and the Harvard Investment newsletter
0:54.3	calls this sunk cost analysis.
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.