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Brian is in Pittsburgh.

Hey, Brian, welcome to the Ramsey show.

Hello, Mr. Reilly.

Thanks for having me on.

Sure.

What's up?

So, recently passed away, and they're with the Lord, and they left myself and my brother

and inheritance. We both paid off our mortgages, and then we both invested. He invested

in a way, I'd say the typical average way. And I sought out,

like a Christian financial advisor. And I invested in, I guess what we say, more Christian-friendly

stocks. And he invested around June last year. And so he had his money in about six months, and he had made

probably 50% more than what I had made with my stocks, and they had only been in there about

three or four months. When I talked to his advisor then and told her how I was investing, and she said, oh, she just, she didn't say it out loud, but basically what she was saying is I'm going to earn about half as much as he is if I invest that way.

So I wanted to see what your thoughts were on that.

Well, there are a couple of thoughts that way. So I wanted to see what your thoughts were on that. Well, there are a couple of thoughts they come. Number one, that way is you've got a small

portfolio of single stocks and you can't keep up with good mutual funds regardless of the

ethical standards of the selection. So just because he's investing, he's more diversified

across many, many stocks in mutual funds and so forth, I would assume. In other words, like you

got 10 or 15 stocks, he's probably got 300. Okay. So that way, even if we take out the

ethical considerations of the selection of those companies,

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