Why Insurance Rentals Are The Next Big Thing In 2025
Wealthy Way
Ryan Pineda
4.9 • 2.2K Ratings
🗓️ 4 November 2024
⏱️ 81 minutes
🧾️ Download transcript
Summary
In this episode of The Wealthy Way podcast, I sit down with Jason and Jaclyn McClure, the husband-and-wife team behind Vetted Homes. They’ve carved out a niche in the real estate world by specializing in mid-term rentals, but not just any rentals—insurance mid-term rentals (IMTRs). Since 2016, they’ve been helping homeowners transition from short-term and long-term rentals to this highly profitable and often overlooked strategy. Now, they’re here to share their secrets with you.
We dive deep into their journey into real estate, their decision to focus on insurance rentals, and how they’ve built a thriving business with impressive cash flow. You’ll learn how they attract insurance tenants, navigate vacancy rates, and scale a portfolio that generates consistent returns.
But Jason and Jaclyn’s story isn’t just about building a business—it’s about living with purpose. We explore how they balance their faith, family, and work, and how they use their success to give back, including their role as self-funded missionaries. They talk about the importance of setting life’s minimum standards and how discomfort has played a huge role in their personal and professional growth.
If you’re an entrepreneur who’s tired of the hustle culture that tells you to sacrifice everything for success, this conversation will show you a different way. Jason and Jaclyn prove that it’s possible to grow a business, make an impact, and still have time for what matters most.
Connect with Jason and Jaclyn:
Website: https://vettedhomes.com
IG: https://www.instagram.com/vetted.homes/
YouTube: @VettedHomes
Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/
Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.com
Join our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/
Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda’s private golf mastermind for high-level founders and dealmakers. www.mastermind19.com
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About Ryan Pineda:
Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue.
Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing.
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Transcript
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| 0:00.0 | Why insurance rentals? Like, what does that even mean? |
| 0:03.3 | It's been insurance for a long time, and we have somebody in there paying $6,800 a month. |
| 0:09.9 | We have a house you bought for $100,000. Yes. We have a 15-year note at $1,200 a month. |
| 0:15.7 | I mean, insurance is the best because no one's upset. They're just happy to be placed in a nice house. |
| 0:20.2 | Yeah. We're happy to provide a nice house for a great rate. And the insurance just needs to take care of |
| 0:24.3 | their people. Then the interesting thing was, what's going on, wealth builders? Today, we are going |
| 0:31.1 | to talk about IMTRs. You probably never heard of it, but we're talking about these insurance rentals |
| 0:36.6 | and how they can cash flow crazy amounts of money. |
| 0:38.6 | I'm talking three grand a month, five grand a month, nine grand a month. |
| 0:41.8 | And let me tell you, I'm skeptical too because I'm always a hater of any time I hear cash flow and rentals. |
| 0:46.9 | But when the insurance company's paying, all bets are off. |
| 0:51.7 | So I've got Jason and Jacqueline. |
| 0:53.3 | What's up? |
| 0:53.9 | What's going on? Good to see guys. |
| 0:55.2 | Thanks so much for having us. Yeah. So we've had the chance to talk the last few days at the event and, you know, even here now. So it's been great to meet you guys, believers and doing a lot of stuff for the kingdom. So I'm excited to get into it. Yeah, we are too. |
| 1:12.0 | Yeah. So what about insurance? Like why why insurance rentals? Like what does that even mean? |
| 1:18.8 | Yeah, what does that mean? You know, we didn't know this going into it. We got thrust into this |
| 1:23.1 | nine years ago. And we were in a bad situation. We had a condo. We got married 2010. I had a condo |
| 1:32.1 | that I bought previous to that. And in 2007, I refinanced it. And then in 2008, |
| 1:39.3 | everything crashed. In 2008, 9, I was underwater big time. |
| 1:45.6 | And people were saying, like, bro, just walk away. |
| 1:49.0 | Just walk. |
... |
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