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Disruptors

Why 99% Of Businesses Get Denied For Business Credit

Disruptors

Steve Trang

Business, Investing, Careers

5741 Ratings

🗓️ 25 May 2025

⏱️ 85 minutes

🧾️ Download transcript

Summary

Why 99% of Businesses Get Denied for Credit — And How to Fix It 💳Patrick Pychynski of Stacking Capital breaks down the hidden reasons most businesses fail to secure credit — and what you need to qualify. Don’t miss this eye-opening episode! Why 99% Of Businesses Get Denied For Business Credit | Video Replay https://youtu.be/EfQM2-lmZZM Review and Score Your Sales Calls for FREE! objectionproofselling.com/ai To Close More Sales Faster: https://objectionproofselling.com/ The Collective Genius Connect with the top Real Estate Operators in the Country and Get Access to Capital for your deals. Visit: www.100PercentMoney.com MOTIVATED LEADSGet a $300 Credit When You Mention STEVE TRANG when you contact us.https://www.motivatedleads.com/ Why 99% Of Businesses Get Denied For Business Credit Patrick Pychynski  | Stacking Capital https://stacking.capital https://www.instagram.com/itspatrickpy Patrick Pychynski is the founder of Stacking Capital and the go-to expert for business owners who want to scale with 0% interest funding—without drowning in debt. After discovering hidden credit strategies during the pandemic, Patrick invested $50K to master the funding game. His Marine Corps discipline and “Three C’s Framework” have helped over 200 entrepreneurs secure $ 14 M+ in funding, often in 14 days. Unlike predatory lenders, Patrick’s approach is all about building long-term banking relationships and protecting your credit. If you’re an ambitious entrepreneur ready to grow without the financial landmines, Patrick is your guy. Why 99% Of Businesses Get Denied For Business Credit | Takeaways 1. Most businesses get rejected for credit because they don't look professional. 2. Business credit isn't free money - it's about building a smart financial foundation. 3. A good personal credit score can help you get 0% business credit cards worth up to $250,000. 4. Pick a boring, generic business name to improve your chances of getting funding. 5. Becoming "bankable" takes 4-6 months of careful credit and business planning. Get 10% OFF on InvestorLift. Use promo code DISRUPTORS. Earn MORE in wholesaling—FAST! https://get.investorlift.com/disruptors/ 👉 For more excellent free content! Subscribe to Our YouTube Channel https://www.youtube.com/@DisruptorsPodcast Schedule a free call with our Millionaire Advocates to discuss your situation and receive personalized advice. https://rb.gy/e0cqfh Get Connected https://tap.bio/@stevetrang Follow Us on iTunes/Apple Podcast and Leave a ⭐️⭐️⭐️⭐️⭐️ Review Disruptors https://podcasts.apple.com/ph/podcast/real-estate-disruptors/id1386400008 Spotify https://open.spotify.com/show/7G54paZF7C28VF6l2hLCvl?si=cxHATrYLQ6Ws7kgtWonuXQ https://open.spotify.com/show/7G54paZF7C28VF6l2hLCvl?si=MS-x88vlRNiidB8NpV_2cw Want to Work with Us? We’re looking for people who want to invest in real estate. If this is you, go to www.teamwithsteve.com. LOOKING FOR A NEW CAREER? DISRUPTORS IS HIRING!Want to work with us? https://www.disruptorsjobs.com/ Helpful Links Please follow us on Instagram: https://www.instagram.com/steve.trang TikTok: https://www.tiktok.com/@stevetrang Facebook: https://www.facebook.com/stevetrang Twitter: https://www.twitter.com/stevetrang Visit: https://web.disruptors.com/erc www.agentinvestors.com/red www.joinreal.com [email protected] Text me at 480-637-2313

Transcript

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0:00.0

Basically, they got a governor's warrant from Virginia to basically have North Carolina detain me.

0:05.9

I was living in North Carolina at the time.

0:07.6

To detain me, hold me in jail with no bond.

0:09.6

And I was there for 29 days, basically, just for that little thing right there.

0:13.2

They had me sign an agreement.

0:14.5

And in one of those little small text that said something about if they asked for the funds within 24 hours and I cannot produce it,

0:21.2

it would be deemed a felony embezzler. Sure enough, commodities start dropping and everything.

0:25.7

Kind of open up the can of worms. I call him and I tell him, hey, right now if you were to ask for

0:30.3

the money, I can't because I'm currently selling equipment, I'm downsizing. And I was going to be fine,

0:34.6

but that ended up happening where they end up calling it. Now it's

0:38.0

deemed the felony. And the reason I say, like, had I known about business credit, I would have just

0:41.8

gotten a $20,000 credit card. And then, you know, we're looking at maybe a $200 payment a month

0:46.3

and get out of jail free card, you know.

0:49.9

Welcome and thank you for joining us for today's episode of Disruptors, where millionaires are made. Today we have Patrick Pachinsky with stacking capital and Patrick Flewinn from Fort Lauderdale

0:58.1

to talk about why 99% of businesses aren't bankable and deny for business credit. Now, guys, I'm

1:03.9

to mention to create 100 millionaires. The information on this show alone is enough to help

1:07.1

become a millionaire in the next five to seven years. If you take consistent action, you'll become one.

1:11.8

Before we jump in, if you're here to learn how real entrepreneurs built real empires,

1:15.9

hit that subscribe button because every week we drop lessons that can create your first or next million dollars.

1:21.7

Ready?

1:22.5

Yes, sir.

1:23.2

All right.

...

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