Hi I'm Kai Rizdahl the host of How We Survive

It's a podcast from Marketplace. In 1986, before I was a journalist, I was flying for the Navy.

Mr. Gorbachev, tear down this wall.

It was the cold war and my first deployments were intercepting Russian bombers.

Today though, there's another threat out there, climate change.

This could be the warmest year on record.

Climate change is here.

Temperatures here are warming faster than anywhere on Earth.

And while the threat seems new, the Pentagon's been funding studies on climate change since the 1950s.

I think we will put our troops and our forces at higher risk if we don't recognize the impact of climate change.

This season, we go to the front lines of the climate crisis

to see how the military is preparing for the threat.

Listen to how we survive, wherever you get your podcasts.

Credit card rates may come down from super high to also still high.

From Marketplace, I'm Sabrie Benashore,

in for David Brancaccio.

Now that the Federal Reserve has lowered its benchmark

interest rate, consumer loans should get cheaper with time.

Some already have.

But the Fed only moved rates a little so the impact on

sky-high credit card rates for example is going to be minimal according to bank

rate projections soaring credit card rates have attracted the attention of many politicians

...