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The Ramsey Show Highlights

When Are You Going To Stop This Foolishness?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 30 January 2024

⏱️ 5 minutes

🧾️ Download transcript

Summary

💵 EveryDollar - The simplest way to budget for your life! Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:04.3

Start budgeting for free today.

0:06.3

Karen is with us in Jacksonville, Florida.

0:08.6

Hi, Karen.

0:09.1

How are you?

0:10.6

Hi, Dave.

0:12.0

Hey, what's up?

0:12.9

I'm doing well.

0:14.1

It's an honor to speak to you.

0:15.5

You too.

0:16.2

How can we help?

0:18.1

Well, my husband and I have actually gone through Financial Peace University and were doing really well.

0:25.6

We, as of 2022, we were, you know, had a fully funded business safeguard account.

0:32.6

We had our emergency fund funded.

0:34.3

We had no debt other than our house.

0:36.8

And at that time, my husband got a not-so-good

0:40.8

medical diagnosis. So that set us back that year. And then ultimately, he decided to make a step

0:47.0

into a profession that he wanted to be in, and that essentially cut our income almost in half for now. So he's doing he's doing much better

0:59.6

with that and moving forward, progressing forward. But my question is, as a result of those two things,

1:07.1

we had to, you know, tap into those safeguard accounts and pretty much depleted most of them.

1:15.6

And now we've got some credit card debt.

1:18.5

We have some stock that is not in any kind of retirement account.

...

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