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The Ramsey Show Highlights

What's the Point of Combining Bank Accounts?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 13 July 2022

⏱️ 10 minutes

🧾️ Download transcript

Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This is the Ramsey Call of the Day, part of the Ramsey Network.

0:10.7

Let's go to LaCross, Wisconsin, where Mark joins us.

0:13.8

Mark, how can we help?

0:15.8

Hey, guys.

0:16.6

Thanks for taking my call.

0:17.5

Sure.

0:18.3

For the question, before my wife when I got married, it'll be 13 years in October.

0:24.1

Congrats.

0:24.8

We took the finance piece.

0:26.0

Oh, thank you.

0:27.1

We had a choice between financial fees or marriage classes.

0:31.3

And I said financial peace.

0:33.0

She said marriage classes.

0:34.0

We did both.

0:35.7

Anyhow, I recently lost my job in July and

0:39.8

this past October, I got a different job and I've been listening to you guys on podcast.

0:46.5

Now, the whole point in the question is, since we are married, we have had separate

0:52.1

checking and savings count and then a joint savings for extra funds and whatnot.

0:58.0

My question for you guys, I recently listened to your podcast yesterday and, you know, talking about combining everything.

1:09.0

And I asked her about it and she really wasn't on board with it

1:14.3

because we've been doing it for so long, and it's not really broken.

1:18.7

So she's like, why do we need to fix anything if it's not broken?

...

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