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Hello and welcome to the nerd wallet smart money podcast where we answer your money questions in 15 minutes or less.

I'm your host, Sean Piles.

And I'm Liz Weston.

As always, be sure to send us your money questions.

Call or text us at 901-730-6373.

That's 901-730 Nerd. Or write or send us your voice memos at podcast at nerd wallet.com to be featured on a

future episode. Let's get to this episode's question. It comes from Lucy who asks, have you guys

heard of a spending fast? And what tips, ideas, or insights do you have on that? Oh, I love spending fast. They're amazing.

For those who aren't familiar, a spending fast is kind of like a diet for your budget or like

whole 30 for your budget. You cut out spending on everything but the essentials like housing,

debt payments, gas for your car, everything you need to be a functional person in your day-to-day

life. But the new clothes, happy hour, extravagant international travel, cut all of that out.

I did one this past January, actually, so this is really top of mind for me.

And it wasn't easy because I love to buy things that I don't need.

And I'll admit I maybe wasn't perfect at it.

But it really did help put my spending in perspective.

...