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Not too long ago, I saw this quote from a spokesman for the Federal Emergency Management Agency

that made me sit up and pay attention. It was about the massive floods that swept through

Montana in mid-June and the people whose homes had been

damaged or destroyed. He said it really well here where he says, I always tell people this is a tough

line to tell people take responsibility for your own disaster recovery. That's Ashley Nervovig,

a senior political reporter for MTN News in Montana. She's been covering the floods and the

communities where people were told

not to wait on the federal government to come save them.

Maybe at some point you will get money back from us, but it won't make you whole, which I think

is like a very sensible approach from a spokesperson perspective, but then it goes back to the

policymakers of, okay, so what are we saying to these people

who had no reason to think that their homes were going to get flooded, that this is on them,

sort of? Those people whose homes flooded, many of them didn't have flood insurance,

largely because where they live is outside the regular floodplain, they didn't think

they needed it. But with climate change, that map is shifting. We had a once in every 500-year

flood in some areas based on the floodplains. It was like a once-in-a-thousand-a-thousand-year

...