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Am I the Genius?

What Are Some Scams Everybody Should Be Aware Of?

Am I the Genius?

amithejerk.com

Education, Self-improvement

4.6769 Ratings

🗓️ 17 July 2024

⏱️ 22 minutes

🧾️ Download transcript

Summary

Am I the Genius? on 🔴YouTube - youtube.com/@amithegenius?sub_confirmation=1 🎧 easymode - music for chillin / streaming easymode.com Am I the Jerk? on 🟢Spotify - https://open.spotify.com/show/0uEkxvRMpxLuuHeyPVVioF?si=73f953bc6feb449d 📷 instagram.com/amithegenius 👉SUBMIT YOUR OWN STORIES HERE ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://amithejerk.com/submit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

What are some scams everybody should be made aware of?

0:04.0

If they say it's not a pyramid scheme, it is. If you have to pay to work there, you're a customer, not an employee.

0:12.4

Honorsociety.org. I got an email from them and it seemed legit since they had my name in school,

0:18.1

but they want $50 to join, and according to them, I was being

0:21.1

invited because, academic achievements. Bull crap, I did real bad that semester. Funny thing is,

0:27.0

I didn't know it existed until I got an email from them today, and after which, I proceeded to Google

0:31.9

them and then write the story. Credit card scam. You get a call from someone claiming to be

0:37.3

your credit card company. They say someone's

0:39.4

been using your card. They have all your info and they tell you what it is. They have your name,

0:44.3

address, credit card number and maybe even the last four of your social security number. What they

0:48.7

don't have is the three-digit code on the back of your credit card, and that's what they're after.

0:53.3

They ask you to verify it

0:54.5

to check your identity. They'll say it's to check that you're still in possession of your

0:58.0

credit card. You give it to them, and that's what they need to run up your credit card online.

1:02.4

For everyone asking why they have your other data and not the three-digit number,

1:05.9

it's because businesses aren't allowed to store or keep it like your other info. Has anyone ever noticed that an online store

1:11.6

might have your credit card number on file, but they still ask you for the CVV? That's why.

1:16.6

We can't pay much right now, but if this project goes well, there'll be lots more work down the road.

1:22.6

I've been in the freelance-ish design business for 14 years and never has more work down the road panned out when the

1:28.9

client uses it as a hook to get an upfront discount. Stick to clients who can pay. Imagine if you went

1:34.8

into a subway and instead of offering you a 10th sandwich free after paying for nine, you said,

1:39.8

how about I pay you half price for the first sandwich, and then if I like it, I'll probably buy

...

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