Brought to you by the Every Dollar app. Start budgeting for free today. Well, we have a predicament. We have a very high net worth, but right now our financial advisor is suggesting that we take a loan out on our vacation property, which is paid in full. There's no mortgage there to help supplement our income since our money

is not liquid. What is your net worth, huh? About 40 million. Oh, my word. And you don't have

enough income coming in off of 40 million. So it's a little tricky. 30 of that is invested in the husband's business, which is close to about a billion-dollar business,

but we can only touch that when we're allowed to touch it.

I'm sorry.

If it's your business, why are you not allowed to touch it?

So he's not on the board.

So the board makes the decision on who gets money when.

I thought it was your husband's business. Wait, who owns it?

So he's one of the owners in the business. Who's the majority shareholder?

There's a handful of people who own the chunk of it. He's one of those people.

But he is not on the board of directors,

so he doesn't get to make the decision on when redemptions can be made.

So, wow.

Yeah.

So the, well, that's 30 million, but you still got 10 million.

You can't, you don't have anything in that that's creating income?

Okay, so we've got four in retirement, four million in retirement.

He brings in about 400 a year, and he's 100% commission based on what he does.

So what do you need money for if you make 400 a year?

So what we were hoping to do and what we had been doing

with the redeeming shares each year, then come to find out that we can't redeem every single

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