Moving on to Nathan's question. He said, should I stay on my parents health insurance

until I'm 26?

I'm currently 22.

Or should I enroll in my company's health insurance plan,

which would allow me to contribute to an HSA?

And I think that this is a broader question, just what factors might he need to look at for his specific

situation?

Like, we could speak broadly to that.

I can tell you an experience share. We have a lot of young employees here. We hire people and

Bo and I are close enough even though we're getting bigger with 30 plus employees I still run

payroll. Yep. Bo's trying to get me to quit running payroll.

It's truthfully my time is back to the whole time being worth something but I'm

still doing it. An employee came to me and asked and I said,

okay, first I have to tell you the conflict. As your employer, we put $300 a month into your health insurance

if you choose our plan, whereas it's free for if you stay on your parents.

So I was like full disclosure, so, but I said, but think about this, are you being

squeezed if you're saving 25% of your money

are you fully funding your Roth IRA are you fully funding you know your employer

plan and all you go through the thing because I love the HSA I love the triple tax advantage and other

things quadruple here but but that's true but free is free and if you have an

opportunity instead of take because like on our plan I put in 300 and then you can get

it as low as I think it's a depend upon which playing it's used the lowest one is probably

...