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So I am 28 years old. My husband and I also have four children, our youngest being almost two.

So about two years ago, I graduated with my bachelor's degree, started at a job that I love.

My husband makes about 55. I bring 50 plus.

We've gotten ourselves into some crazy debt. And I've been following you for about a month now.

I had no idea what to do with my finances. Ask my dad. He gave me your book.

But I'm still, I feel so lost because at the end of the month, we're still short 500.

So I don't know how to piece this back together. One thought was maybe selling our home.

We can probably get about 75 to 100 grand more than it's worth put it towards a new home and pay off our bet but I don't know what solutions we have right now okay so where's your

husband he why are you doing this by yourself?

He's not so great with money.

Neither are you.

I mean, I'm not either.

No, no, I'm not either, but I'm like driven to get this back on track.

Yeah.

Okay.

Well, drive right up into his face and tell him he's going to help.

Right.

We are going to fix this mess that we made because part of what you're struggling with here is you're carrying the emotional burden of the financial stress all by yourself.

And that really causes your brain to get cloudy and you can't see stuff. So you've got to be working on

this together as a team. I'm not expecting either one of you to become financial geniuses in 22

seconds. That's okay. I wasn't either when I went broke. I've done stupid. I've got a PhD and

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